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Risk, Regulation & Reporting


Governance, Risk and Compliance

Adopting stronger internal control practices while improving business efficiency
Governance, Risk and Compliance 0

Risk & Compliance

News & Communication

Avantage Reply and Xuccess Reply's Risk & Regulatory Academy

The Academy will provide continual training and education for our staff members in our twelve offices in Europe and the United States and is also open to clients.

Regulatory & Compliance

Service

Internal Audit Support

Internal audit functions are faced with an increasingly challenging external environment driven by on-going regulatory change, macroeconomic factors and a competitive environment. Avantage Reply can provide a wide range of internal audit and assurance initiatives within a number of areas.

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Find an Avantage Reply or Xuccess Reply contact 0

Sustainability:
the evolution of business

The green revolution for Banks, SGRs and Asset Managers, Insurance and Corporations.

Sustainability the evolution of business 0

Risk, Regulation and Reporting

Best Practice

Loan Origination and Monitoring: New Approaches and Future Developments

In an economic scenario revolutionised by the Covid-19 pandemic, Reply leverages AI & ML to support financial institutions in their credit origination and monitoring activities.

Loan Origination and Monitoring New Approaches and Future Developments 0

Outsourcing

White Paper

Outsourcing: The Warning Bells Have Started To Ring

Over the last decade, financial institutions have become increasingly interested in outsourcing business activities in order to reduce costs, get access to new technologies and improve flexibility and efficiency. Find out more on outsourcing and third party risk management in our white paper, focusing on the EBA Guidelines and the pan-European regulation on outsourcing arrangements.

Operational Resilience

White Paper

Operational Resilience: Joining the Dots in the Age of COVID-19

Operational Resilience was and will be, even more post COVID-19, a key business imperative for financial institutions which requires full attention from the Board and senior management. This Practical Guide provides a few handy tips that financial institutions may wish to consider.

Risk & Regulation

Best Practice

The impact of Covid-19 on Regulatory Reporting

The Covid-19 pandemic has brought into existence a series of additional burdens for Banks that have been forced to rapidly adapt in the context of an emergency. Reply supports its customers in the process of adapting to new requests not only in terms of changes in regulatory reporting in response to Covid-19 but more generally in the evolution of the entire data management framework

The impact of Covid-19 on Regulatory Reporting 0

Liquidity Management

White Paper

Liquidity Stress Testing Toolkit

Leveraging on its experience and in line with market practices, Avantage Reply has developed a Liquidity Stress Testing model. Flexible and easy to use, it provides financial institutions with a toolkit which allows them to easily perform internal stress tests and integrate outcomes into decision-making processes.

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Covid-19

White Paper

The New Normal: how Capital Markets can turn the Coronavirus threat into an opportunity

This unexpected crisis raises questions about the effectiveness and agility of banking models and existing risk management frameworks.

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REGULATORY REPORTING

White Paper

A practical guide for independent directors, executives and heads of regulatory reporting

This Practical Guide will share insights regarding typical root causes for the issues raised by the ECB, the FCA and the PRA — as well as potential ways these issues can be addressed.

Risk Management

White Paper

IT Risk

This Whitepaper sheds light on ECB, FCA and PRA Supervisory expectations regarding IT Risk Management and provides insights on how banks should address them.

IT Risk 0

Financial Services

White Paper

Financial Services Outlook 2019

The Financial Services Outlook 2019 (FSO19) takes a look at some of the key themes of 2019, which will influence the C-Suite agenda within many European Financial Institutions. Starting from the overarching macro-economic and geo-political themes that will dominate the year, such as interest rate policy and Brexit, this publication offers a series of expert articles on key topics from the fields of Finance, Risk, Regulation and Technology.

Financial Services Outlook 2019 0

10.11.2021 - 12.11.2021 / Hybrid Event

Event

Italian Association of Actuaries – National Meeting

Reply will be a Sponsor at the Italian meeting of Actuaries which will focus on technological innovation and systemic risks.

Reputational Risk

White Paper

Reputational Risk for Financial Institutions: The Quantitative Approach

Avantage Reply has designed a quantitative model for the assessment of Reputational Risk, traditionally considered as discretionary, subjective and highly prone to interpretation. The Reputational Risk Quantitative Model allows us to overcome the reliance on human sensitivity for risk management. Download our white paper to find out more about the Q-model.

Green Economy

Briefing Note

The Roadmap: Paving the Way to a Green Economy

On 9th November, the UK Treasury published a roadmap for mandatory disclosures outlining HMT’s explicit expectations regarding increased transparency and its continued focus on the management and mitigation of climate-related risks. Learn more about the significance of these expectations in this briefing note.

CSDR

Briefing Note

Overview of the Settlement Internaliser in the CSDR

The CSDR (Central Securities Depository Regulation) was put into effect in September 2014, with the objective of harmonising settlement process and systems across Europe, after the financial crisis. This briefing note focuses on the role of the Settlement Internaliser and its reporting requirements under this regulation.  

SFTR

Briefing Note

Securities Financing Transactions Regulation

The European Commission introduced the Securities Financing Transactions Regulation to increase the transparency of securities financing markets. Avantage Reply takes a close look at the implications, challenges and opportunities posed by the regulation. 

TRIM

White Paper

Supervisory benchmarking and TRIM

In February 2017, the ECB launched the executive phase of the Targeted Review on Internal Models (TRIM). This White Paper provides both an update for the Credit Risk side and shares the common understanding related to the latest results and future points of attention. It also discusses the requirements for the design of the process and IT architectures supporting the regulatory exercises, as well as providing best practices for institutions.

Supervisory benchmarking and TRIM 0

05.11.2019 - 06.11.2019 / London

Event

PRMIA ANNUAL RISK LEADER SUMMIT 2019

Avantage Reply is partnering for the second year with PRMIA for its annual Risk Leader Summit. This is an invitation-only gathering for risk practitioners of CRO/MD level seniority in a Financial Institution, with over 150 eligible risk practitioners attending.

SREP 2019

Briefing Note

SREP 2019: what can be learned regarding SREP 2018 outcomes?

This briefing note aims to present and analyse the key facts and main outcomes of the Supervisory Review and Evaluation Process 2018, as applicable in 2019.

Business Impact

Article

A Fintech Roadmap: next steps

Around 100 participants were present at EBA FinTech regulation and EBA roundtable meeting, during which were identified six areas for further analysis. These priority topics will leverage knowledge and expertise from participants in the EBA’s new FinTech Knowledge Hub, thus working on comparative assessment with a view to identify best practices.

CRO Insights Journal

CRO Insights Journal

Getting ready FOR the new general data protection regulation

There have been vast changes since the 1995 introduction of the Data Protection Directive that is being replaced. In this edition, we remind the legal framework and enter the discussion of how the GDPR is being handled by Banks. We share the lessons learned, the challenges and give recommendations. Finally, we welcome our readers to put themselves in the shoes of a DPO and tackle the complexity of GDPR with a PAI.

Getting ready FOR the new general data protection regulation 0

11.06.2019 - 12.06.2019 / London

Event

Risk EMEA 2019

Avantage Reply takes part in the 8th Annual Risk EMEA 2019 Summit, the premier financial risk, regulation and technology summit, taking place in London on 11-12 June.

SREP

Briefing Note

EBA’S Revised SREP Guidelines

The comprehensive common EU SREP framework was established in 2014 and has been applied in practice since 2016. Following global regulatory developments, as well as the EBA's supervisory convergence assessments, specific changes were needed to reinforce the SREP framework.

01.11.2018 / Amsterdam

Event

Brexit Lunch

Avantage Reply is partnering with the Dutch Foreign Banker’s Association to discuss the impact of Brexit on Financial Services

14.11.2018 - 15.11.2018 / London

Event

PRMIA Annual Risk Leader Summit

Avantage Reply is partnering with PRMIA for its annual Risk Leader Summit, in London on 14-15 November. This is an invitation-only gathering for risk practitioners of CRO/MD level seniority in a Financial Institution, with 140+ eligible risk practitioners attending.

27.09.2018 / Luxembourg

Event

Anacredit Workshop with ECB

Avantage Reply will be hosting a Anacredit Workshop with ECB in Luxembourg. The workshop will provide an opportunity to share the experience on Anacredit implementation for institutions, take a look at functional requirements and IT architecture and learn from industry practices and solutions.

Model Risk

White Paper

Model Risk Management

Models are an integral part of modern banking. They are used inter alia to price transactions, value portfolios and optimise returns. They are also a key cornerstone of the regulatory framework, used to determine required capital and liquidity. In this paper, we set out the key cornerstones of a modern model risk management framework. We start with an overview of the regulatory (i.e., mandatory) requirements, but then consider in greater detail other aspects of the framework, in particular those where some element of management discretion remains.

Model Risk Management 0

18.09.2018 / BRUSSELS

Event

ePrivacy

Avantage Reply hosts a compliance breakfast session on 18th September to discuss the new requirements of the ePrivacy regulations. The session will aim to enhance the protection of confidential electronic communications by aligning and strengthening the rules for electronic communication services with the new standards of General Data Protection Regulation.

11.09.2018 / BRUSSELS

Event

New definition of default brainstorming

Avantage Reply hosts a default breakfast event on the 11th of September their premises in Brussels. Learn about the IRB approach in submitting an application package for the new definition of default.

Banking

Article

BRIDGING THE GAP TOWARDS OPEN BANKING

Blue Reply, the Reply group company specialising in the design and implementation of solutions based on IBM Technologies, offers an operational model for open banking based on APIs and cybersecurity – aspects that place the focus on cloud-native architectural paradigms.