Technology Reply Financial Services offers its customers solutions aimed at achieving the most challenging objectives relating to Risk Management, supporting processes pertaining to the Credit Supply Chain. Thanks to its experience and knowledge of specific aspects related to credit risk, Technology Reply implements solutions based on innovative and performing decision engines and ratings relying on the most optimal technologies for the customer’s environment (FICO, SAS, Experian).
The measurement and management of credit risk have, in recent years, become increasingly important in the risk management process for financial institutions. The need to arrive at a common regulation of the banking system, and in particular with respect to aspects relating to the measurement and management of risk, has led to the creation of an international organisation known as the Basel Committee. More stringent parameters were introduced after the financial crisis, forcing institutions to make more prudent evaluations.
Today, every bank needs a standardised, automated and verified risk evaluation process in order to operate on the financial market.
In order to meet the growing needs of customers in the business sector, Technology Reply Financial Services has developed a strong base of expertise in Credit Risk paradigms.
The large amount of data to be processed and the need for a scalable system to support the decision making phase, has encouraged the design of solutions that make it possible to retrieve and process huge amounts of data, applying business logic driven by decision engines.
Through simulations, the rules can be mimicked in a suitable environment, before being deployed. The models developed are implemented and called by decision engines to process risk assessments automatically.